SFS GROUP PLC - Our Principles

Our customers' interests always come first. Experience has shown that if we serve our customers well, our own success will follow.

Our assets are our people, capital and reputation. We are dedicated to complying fully with the letter and spirit of the laws, rules and ethical principles that govern us. Our continued success depends upon unswerving adherence to this standard.

Our goal is to provide superior returns to our shareholders. Profitability is critical to achieving our superior returns, building our capital and attracting and keeping our best people. Significant employee share ownership aligns the interests of our employees and our shareholders.

We stress creativity and imagination in everything we do. While recognizing that the old way may still be the best way, we constantly strive to find a better solution to our customer's needs. We pride ourselves on having pioneered many of the practices and techniques that have become standard in our industry locally.

We take great pride in the professional quality of our work. We have an uncompromising determination to achieve excellence in everything we undertake. Though we may be involved in a wide variety and heavy volume of activity, we would, if it came to choice, rather be best than biggest.

We make an unusual effort to identify and recruit the very best person for each job. In any business we are involved in, we know that without the best people we cannot be the best at what we do.

We offer our people the opportunity to move ahead rapidly. Advancement depends on merit and we have yet to find limits to the responsibility our best people are able to assume.

We stress teamwork in everything we do. While individual creativity is always encouraged, we have found that team effort often produces the best results. We have no room for those who put their personal interests ahead of the interests of SFS Group Public Company Limited (‘SFS Group’) and its clients.

The dedication of our people to SFS Group and the efforts they exert towards their jobs is what makes us distinct. We believe that this is an important part of our success.

Integrity and honesty are at the heart of our business. We expect our people to maintain high ethical standards in everything they do, both in their work for SFS Group and in their personal lives.